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Privacy Policy

Last updated: June 11, 2026

At Stockton Mortgage Corporation d/b/a Lender Ltd d/b/a Quillo (“Quillo”), we take our clients’ privacy seriously. We understand that your privacy is important to you and we are committed to disclosing our practices so you can make informed decisions.

What does Quillo do with your information?

This Privacy Policy describes how Quillo collects, uses, discloses and processes information collected on our website and through your online interactions with us (the “Online Services”). Please see the Terms of Use that apply to your access and use of these Online Services.
If you do business with Quillo, we may provide you with additional privacy notices related to any products or services you obtain from us, as applicable.


By continuing to use the Website, you agree to this Privacy Policy and the collection, use, disclosure, and storage of your personal information as described by this online Privacy Policy.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and use your personal information. Depending on your state of residence, additional state law protections may apply.

Information We Collect

When you use this website, we may collect information about you passively through your use of the website or through links that direct you to this website from other platforms. If you link to this site through an advertisement on another platform, the information shared is subject to the privacy policies and practices of that other platform. When browsing the Quillo website, we may also obtain information from users such as device type, web browser, mobile network information, IP address, number of visits, or location data. If you voluntarily submit your information by submitting a mortgage inquiry, please note that such inquiries are handled via the separate connected platform, and that the Terms of Use of such separate platform apply.

When you submit a mortgage inquiry, we will obtain personal data that can be used to contact you or identify you (“Personal Information”) such as:
·      Name
·      Email address
·      Phone number
·      Physical or mailing address
·      Social security number
·      Financial information (including but not limited to income, assets, and debts)
·      Employment information


Note that we may also obtain publicly available data from government records, which is not treated as private information under applicable privacy laws. Be aware that certain personal information covered by the Fair Credit Reporting Act and the Gramm-Leach Bliley Act is also excluded from applicable privacy laws.


We do not obtain other classes of information such as biometric information, geolocation data, sensory data, educational data, or inference-based data concerning preferences.

Information You Provide

We also collect information when it is directly supplied by you. This occurs when you choose to share your personal information with us by requesting prequalification or preapproval, applying for a mortgage loan, or via online webforms.


The specific information we collect depends on what is entered into forms or interactive features on the site, but commonly includes things such as name, email, address, telephone, information about loan amounts or loan types you are interested in, or other information which you enter into open-text fields.

How We Use Your Information

We use the information we collect to understand user behavior on our website, assess marketing and advertising campaigns, and to optimize how we provide Online Services to you. If you complete an online mortgage inquiry, we may use the information to offer or provide financial services to you. We do not sell your personal information.

How We Disclose Your Information

We may share your information with our affiliates, or if you choose to do business with us, with providers with whom we have a business relationship that provide transaction-related services.


We may also share aggregated or de-identified information that cannot reasonably be used to identify you. 


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Information Security

We use industry aligned security safeguards to protect your data. We secure all data that is sent to us to protect it from loss, misuse and unauthorized changes, and take reasonable precautions to safeguard that data from wrongful access, disclosure and misuse.

Data Retention

We retain your information for as long as necessary in accordance with the purpose for which it was collected, both for business needs and to meet our legal and regulatory obligations. Information is subject to secure deletion protocol after regulatory retention periods, or subject to requests under applicable state law (exempting transactional records).

Changes to This Policy

We may update this policy from time to time. Changes are reflected by the revision date posted at the top of this page. We encourage you to review this policy periodically to stay informed about our information practices and the choices available to you.

Contact Information

We provide multiple methods for you to contact us with questions regarding your data, our Privacy Policy, other online privacy statements, our information practices or other aspects of privacy with respect to the Online Services. You may dial the telephone number advertised on this website or reach out. You can also contact us at: Stockton Mortgage Corporation d/b/a Quillo, Attn: Legal/Compliance, 88 C. Michael Davenport Blvd, Frankfort, KY 40601.

Notice to California Consumers

California residents have the right to request information about how their personal information is collected, used, and shared. California residents also have the right to request deletion or correction of certain personal information, as otherwise permitted under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). Please click on the link in the footer at the bottom of this website stating DO NOT SELL MY PERSONAL INFORMATION to submit a request under California privacy law.
Don’t want to submit a form? You can also call us toll-free at 1-833-784-5561.